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Save 40% on your Energy Costs
You can save up to 40% on energy costs by improving your home�s insulation, heating and cooling system, using an Accredited Home Performance Contractor.
Related Links
Income Guidelines
Getting Started with Energy Star
Forms and Applications

Home Performance with ENERGY STAR� Financing Options

OPTION 1

ENERGY STAR� Financing
Low-interest, unsecured loan, for 1-to-2-family, owner occupied homes.

� Up to $20,000 loan limit
� 3, 5, 7, or 10-year term
� 24-hour approval
� Ask your contractor for current rate
� Work must be performed through the Home Performance with ENERGY STAR program

OPTION 2

New York Energy $martSM Loan Fund
Low-interest loans offered through local, participating lenders

� Current interest rates are bought down by 4%
� Maximum loan term of 10 years
� Any 1-to-4-family home is eligible
� Work must be performed through the Home Performance with ENERGY STAR program

OPTION 3

Assisted Home Performance with ENERGY STAR� Work Scope Incentive
Available to income-qualified homeowners, as part of the Home Performance with ENERGY STAR� commitment to making energy efficiency affordable to all New Yorkers. View the income guidelines.

� Can be combined with option 1 or 2
� $5,000 (maximum) available for single-family homes
� $10,000 (maximum) available for 2-to-4-family homes
� Work Scope Incentive is paid directly to the contractor
� Work must be performed through the Home Performance with ENERGY STAR program

OPTION 4

Homeowner Financing Incentive
Available to homeowners who choose not to use program financing options 1, 2, or 3.
� Homeowner receives a cash incentive of up to 10% of the work scope (eligible measures only)
� Incentive paid directly to homeowner by the New York State Energy Research and Development Authority (NYSERDA)
� Any 1-to-4-family home is eligible
� Work must be performed through the Home Performance with ENERGY STAR program